Gig work pays fast—but life still happens.
BoomerangREFI gives you instant, fee-free advances so gas, groceries, car trouble, or childcare emergencies don’t stop you from earning when it matters most.
Nope. We don't use credit scores. If you have a working smartphone, are actively earning, or about to start earning you qualify. Your smartphone and your work matter. Your credit history doesn't.
Since its an advance, your work decides the amount.
New workers can begin with a $25 Jumpstart
Repay successfully and unlock $100 direct, or $200 advances for essentials or childcare
It's designed to grow with you, not trap you.
That depends on the advance:
$25 & $100 → Paid directly to your bank or cash app
$200 Extended Advance → Paid straight to essential merchants
$200 Child Care Gap Advance → Paid directly to verified childcare providers
Direct pay means less stress and more protection.
Because essentials shouldn’t turn into regrets.
Paying merchants and childcare providers directly:
Prevents misuse
Speeds up service
Keeps your advance focused on what keeps you earning
It’s safer for you—and fair for everyone involved.
The Child Care Gap Advance can be used for:
Same-day co-pays
Emergency drop-in care
Deposits to secure a spot
Backup care during school closures
If the provider is legitimate, we’ll verify and pay them directly.
Repayment is simple and predictable.
You repay one time on your next payday, or in scheduled affordable installments for Extended Advances.
No compounding charges. No surprises.
You build trust with the system.
That means:
Higher advance eligibility
Faster approvals
Continued access when you need it most
BoomerangREFI is built for repeat use—not one-time emergencies.
No catch. No fine print.
BoomerangREFI exists to keep gig workers earning—not buried under fees.
You work. We help you keep working.
Nope. We don't use credit scores. Ifyou have a working smartphone, are actively earning, or about to start earning you qualify. Your smartphone and your work matter. Your credit history doesn't.