Question 1

What problem does BoomerangREFI solve?

Accepted Answer

Gig work pays fast—but life still happens.

BoomerangREFI provides instant, fee-free advances so gas, groceries, car trouble, or childcare emergencies don’t prevent you from earning when it matters most.

Question 2

Do I need good credit to apply?

Accepted Answer

No.

We do not use credit scores. If you have a working smartphone and are actively earning—or about to start earning—you qualify. Your work matters more than your credit history.

Question 3

How does BoomerangREFI decide my advance amount?

Accepted Answer

Advance amounts are based on your work activity and repayment history.

Everyone starts small and builds up responsibly:
 • New workers can begin with a $25 Jumpstart advance
 • More seasoned workers are eligible for $100 direct advances and $200 Extended Advances for essentials or childcare.

BoomerangREFI is designed to grow with you not trap you.

Question 4

Where does the money go?

Accepted Answer

It depends on the type of advance:

• $25 and $100 advances are paid directly to your bank account or cash app
 • $200 Extended Advances are paid directly to approved essential merchants
 • $200 Child Care Gap Advances are paid directly to verified childcare providers.

Direct payment reduces stress, increases protection, and ensures funds are used as intended.

Question 5

Why do you pay providers directly?

Accepted Answer

Essentials shouldn’t turn into regrets. Paying merchants and childcare providers directly:

• Prevents misuse
 • Speeds up service
 • Keeps your advance focused on what helps you keep earning This approach protects you and ensures fairness for everyone involved.

Question 6

What types of childcare expenses are covered?

Accepted Answer

The Child Care Gap Advance can be used for:

• Same-day co-pays
 • Emergency drop-in care
 • Deposits to secure a childcare spot
 • Backup care during school closures.

If the provider is legitimate, we will verify and pay them directly.

Question 7

Is repayment flexible?

Accepted Answer

Yes—repayment is simple and predictable.

• Standard advances are repaid one time on your next payday
 • Extended Advances may offer scheduled, affordable installment

There are no rolling balances, no compounding charges, and no surprises.

Question 8

What happens if I repay successfully?

Accepted Answer

Successful repayment builds trust with the system, which means:

• Higher advance eligibility
 • Faster approvals
 • Continued access when you need it most

BoomerangREFI is built for repeat use—not just one-time emergencies.

Question 9

Is there really no catch?

Accepted Answer

There is no catch and no fine print.

BoomerangREFI exists to help gig workers keep earning—not to bury them under fees.

You work. We help you keep working.

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