Gig Workers:
Instant, Fee-Free Advances That Keep You Earning
BoomerangREFI – Fast, Fair Cash for Gig Workers
Your smartphone isn't just your work tool—it's the key to fast financial breathing room. With BoomerangREFI, you can access instant advances designed specifically for gig workers whose income goes up and down.
Whether it's gas, groceries, car repairs—or now, childcare emergencies—we've got your back.
Our Advance Options
-
Perfect for brand-new gig workers.
-
Get fuel, food, or supplies so you can start earning your first day.
-
Repay and unlock higher advance amounts.
$25 Jumpstart Advance
-
Paid directly to your bank or cash app.
-
Covers everyday needs fast—no credit checks, no fees, no interest.
$100 Standard Advance
-
Paid directly to essential merchants.
-
Great for:
-
Auto repair
-
Tires
-
Groceries
-
Utility bills
-
Phone Bills
-
-
Direct-pay keeps it secure and protects you from unnecessary spending pressure.
$200 Extended Advance
Secure childcare. Secure your shift. Keep you income.
-
For gig-working parents, childcare breakdowns are the #1 reason for lost earnings.
-
Now you can use your Extended Advance to pay childcare providers directly.
-
Use it for:
-
Co-pays due today
-
Emergency drop-in care
-
Deposits to hold a spot
-
Backup care when school closes
-
We verify the provider and pay them directly—fast, safe, and stress-free.
Childcare shouldn't stop you from working. We make sure it doesn't.
⭐️ NEW: $200 Child Care Gap Advance
Why Gig Workers Choose BoomerangREFI
No Credit Check
Earn with Uber, DoorDash, Lyft, Instacart, Twitch, Amazon Flex, or dozens more? You qualify.
Your Phone is Your Collateral
Fair, no-fee repayment system that keeps you in control.
No Fees. No Interest. Ever.
You borrow $100? You repay $100. Simple.
Provider & Merchant Protections
For Extended and Child Care Gap advances, we verify the provider and pay them directly—eliminating risk and getting you the help you need.
How it Works
-
Verify Your Work & ID
-
Upload a screenshot of your gig earnings, onboarding, or schedule.
-
-
Confirm Your Device
-
Your working smartphone is securely linked.
-
-
Choose Your Advance
-
Jumpstart ($25)
-
Standard ($100)
-
Extended ($200)
-
Child Care Gap ($200 to verified childcare provider)
-
-
Get Paid Instantly
-
Repay on Next Payday
One simple, fee-free repayment
What Gig Workers are Saying
Marcus J. - Sacramento
"My car broke down on Friday. The Extended Advance paid the shop directly and I was working again that night."
Sofia R. - Sacramento
"I juggle three apps. Having childcare covered for a day meant I could actually take the high-demand shifts."
Daniel L. - Sacramento
"Being able to start without credit checks was huge. The Jumpstart Advance got me earning immediately."
